Financial imprudence is associated with impulsive behavior such as overeating, smoking, apathy, nervousness
Also, people mindlessly related to spending money, proved indifferent to our future, say British experts
Scientists have conducted in conjunction with the service BBC poll, which was attended by more than 40,000 respondents.
The task was to measure the financial impulsivity respondents. They were asked to answer the question: would prefer they get 45 pounds in three days or 70 pounds in three months? Was also given a series of related questions about the behavior of participants.
About half of respondents would prefer faster, but less money, and they are more likely to demonstrate impulsive behavior. It is reported MedicInform.Net
One of the central issues of financial planning is a decision about whether to spend money or not. Sometimes decisions are made on the basis of knowledge and experience, and sometimes reflect the personality characteristics in general, experts explained. The new study was published in the journal Personality and Individual Differences.
According to researchers, the study showed that people with impulsive attitude towards money ignore the future. For example, they are more likely to smoke, more obese, which may indicate their preference to get immediate satisfaction from nicotine and food in place in order to maintain long-term health.
Also, people who prefer less money, but soon admitted that last year they had an affair on the side: it suggests that the desire for momentary pleasure they take precedence over common sense. It also emerged that only impulsive with money seek young, poorly educated and not wealthy people, the experts concluded.
Also, people mindlessly related to spending money, proved indifferent to our future, say British experts
Scientists have conducted in conjunction with the service BBC poll, which was attended by more than 40,000 respondents.
The task was to measure the financial impulsivity respondents. They were asked to answer the question: would prefer they get 45 pounds in three days or 70 pounds in three months? Was also given a series of related questions about the behavior of participants.
About half of respondents would prefer faster, but less money, and they are more likely to demonstrate impulsive behavior. It is reported MedicInform.Net
One of the central issues of financial planning is a decision about whether to spend money or not. Sometimes decisions are made on the basis of knowledge and experience, and sometimes reflect the personality characteristics in general, experts explained. The new study was published in the journal Personality and Individual Differences.
According to researchers, the study showed that people with impulsive attitude towards money ignore the future. For example, they are more likely to smoke, more obese, which may indicate their preference to get immediate satisfaction from nicotine and food in place in order to maintain long-term health.
Also, people who prefer less money, but soon admitted that last year they had an affair on the side: it suggests that the desire for momentary pleasure they take precedence over common sense. It also emerged that only impulsive with money seek young, poorly educated and not wealthy people, the experts concluded.
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